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| Our services include education and assessment on the following: |
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| What is Medicare? |
| Medicare is the U.S. Federal Government Health Insurance Program for: |
- People 65 years of age and older.
- People with certain disabilities under age 65.
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| Medicare has Four Parts: |
Part A: Hospital Insurance
Part B: Medical Insurance (2008 - $96.50 is automatically deducted monthly from your Social Security check by Medicare).
Part C: Medicare Advantage Plans are offered by private health insurance companies as an alternative to Original Medicare; plans are government subsidized and regulated.
Part D: Medicare prescription drug benefit (started in 2006).
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The Medicare Card
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| Medicare Advantage Plans |
| We offer Medicare Advantage Plans that have: |
- $0 Premiums *
- $0 Deductibles
* Must continue to pay your Medicare Part B premiums.
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| Plan Benefits Include: |
- Acupuncture
- Dental
- Emergency Care – Worldwide Coverage
- Part D Prescription Drug Coverage
- Preventive Services
- Transportation
- Vision
- YMCA Fitness Club Membership
- Passport Benefit - Covers you up to 9 months while traveling within the U.S.
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| Eligibility Requirements: |
- Must have Medicare Parts A & B.
- Must continue to pay Medicare Part B premiums.
- Must reside in the product service area.
- Must not have ESRD (End Stage Renal Disease).
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| Election Periods |
- Annual Election Period (AEP)
November 15 – December 31, 2008
- Medicare Beneficiary can make a new plan choice
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Open Enrollment Period (OEP)
January 1 – March 31, 2008
- Medicare Beneficiary can switch to, from or within a Medicare Advantage Plan to a “like-plan”
- Special Election Period (SEP)
April 1 – December 31, 2008
- Retiring
- Turning 65 within 3 months
- Medicare & Medicaid Beneficiary
- Moving in to a plan’s service area
- Plan no longer offered in area
- Voluntary/involuntary termination of employer group health insurance coverage
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